Inflation-adjusted wealth simulator
Two lines, same money. One is the balance your statement will show. The other is what that balance actually buys, once inflation has had the same number of years to work on it. The distance between them is the part most projections leave out.
Final nominal value
$113,669
What the statement will say after 10 years.
Final purchasing power
$84,581
What it buys in today’s money — 26% less than the figure beside it.
Years
Where the starting figures come from
Yield and inflation are seeded from recent published data where it is available — the 10-year Treasury yield and US CPI — and from long-run averages when it is not. The label under each field says which you are looking at. Both are yours to change: they are assumptions, not forecasts, and nothing here is a projection of what any particular product will do.
What it deliberately does not do
It does not subtract fees or tax, both of which come out of the nominal line before you see any of it. It assumes a steady return, which no real market delivers — the order in which good and bad years arrive changes the outcome, particularly once you start withdrawing. If you want the figures that apply where you live, see the options available in your market.